Date: 10 months ago   Category: Economy

Banks will begin to estimate Russians according to personal credit rating

Citizens of Russia will have the individual credit rating calculated on a mark scale. Points will be appropriated to Russians individually since 2019. The rating will be based on various indicators of credit history. Delays of payments, the level of a debt load, number of requests for check of credit history will affect rating. – Higher than a point – is lower risk. In fact it the same that scoring which is actively used by creditors at making decision on delivery to the borrower of the credit, – Rossiyskaya Gazeta quotes the representative of the Joint credit bureau Nikolay Myasnikov. Data will help banks to make more favorable decisions on delivery of loans. Also employers at employment of the candidate will be able to use information. Photo: Google.Images to Share: points banks borrower loans history credit creditor payments rating scoring